2018 Probate Court Bond Information - Ohio & Indiana
Consumer Q&A on Estate Bonds, Guardianship Bonds, Probate Court Bonds

By: pavman | June 06, 2016

Civil Court Surety Bonds are unique and different from other bonds, or insurance, in many different ways.  One important distinction is that a probate bond, whether guardianship or estate, cannot be canceled without an order from the Court.


Yes, there are sometimes circumstances the principal, or the bonding company, would like to cancel a bond.  But that is not possible.  By law, only the Court can discharge, or cancel, a Surety Bond.  The insurance carrier is prohibited by law from canceling a probate bond until the Judge says it's okay.


Easy fix... once the case has concluded, judge will issue a 'FINAL ACCOUNTING' or other order that will usually contain language discharging bond.  It's often found at the very end of such order, almost unn...

By: pavman | February 17, 2016

YES!  Provided you meet other qualifications, residing outside of Ohio will not disqualify you from obtaining bond from our agency.  We often hear customers indicate other agents aren't able to help clients if they live out of Ohio.  We have direct access to multiple brokerages licensed in all 50 states.

By: pavman | January 15, 2016

Typically speaking with most insurance companies issuing bonds, a pro-rated refund is provided effective date of court order releasing bond.


We often have requests from guardians asking to cancel a bond.  Once an Ohio probate court guardianship bond is issued, the insurance carrier - and the guardian - are on the hook until the court issues an order discharging bond.  Insurance carrier is prohibited from canceling bond until court orders discharged.  Unlike most other insurance and bonds, a principal cannot simply request the bond be terminated.  


Simple solution: Just email us the court order discharging bond, and we'll submit to carrier for pro-rated refund (after the first year).  First year premium is always fully earned upon issuance. 

By: pavman | July 08, 2014

by Phil Pavarini Jr. 


We often answer calls from frustrated consumers seeking a probate bond.  They've been muddling through the often cumbersome court process, being directed from office to office, desk to desk, scheduled for hearing after hearing, and paying fee after fee.  More than once a court has, almost whimsically, advised a probate bond applicant that 'it's no problem, just call any insurance agent!'... only to find agent after agent is unable to help them.


One of the first requirements of any probate bond is to have an attorney.  But bonds are based on the assumption their will be no risk for the insurance carrier to suffer any loss.  The probate bond could be thought of as the carrier being you're 'co-signo...

By: pavman | May 29, 2014

Ohio Probate Bond Requirements

by Phil E Pavarini Jr


When considering requirements to obtain Ohio probate court bonds, it’s important to understand the Court’s requirements to file a case are often very different than the insurance carrier’s requirements to obtain bond. We get daily calls from frustrated consumers attempting to obtain a probate bond. Let’s clarify some of the confusion…


Court requirements could be regulated by each jurisdiction’s local court rules, statutes, regulations, administrative code, or other governmental policy.  Such requirements could vary widely, not only by jurisdiction, but also by Judge or Magistrate.

Insurance carriers issue Probate Court Bonds.  In a nutshell, a probate b...