Civil Court Surety Bonds are unique and different from other bonds, or insurance, in many different ways. One important distinction is that a probate bond, whether guardianship or estate, cannot be canceled without an order from the Court.
Yes, there are sometimes circumstances the principal, or the bonding company, would like to cancel a bond. But that is not possible. By law, only the Court can discharge, or cancel, a Surety Bond. The insurance carrier is prohibited by law from canceling a probate bond until the Judge says it's okay.
Easy fix... once the case has concluded, judge will issue a 'FINAL ACCOUNTING' or other order that will usually contain language discharging bond. It's often found at the very end of such order, almost unnoticed until you look for it.
Simple solution: Just email us the court order discharging bond, and we'll submit to carrier for pro-rated refund (after the first year). First year premium is always fully earned upon issuance.